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Smart Global Account

Pay and Get Paid Globally Without Currency Complexity

A Smart payment account for busy business owners that removes complexities and risks of doing business globally - in 35 currencies and 180 countries.

Five stars

"Non-GBP payments simpler and cheaper to do"

Trade globally as easily as in your home currency
Global payments without headaches

Wrestling with FX conversions and Reconciliations?

Running a business shouldn’t mean wasting hours on cross-border payments or managing currency surprises. Unexpected FX costs, manual bookkeeping errors, and poorly integrated systems can slow you down and hurt your bottom line.

International payments

Cheaper than banks, smarter than Wise

Pay and get paid faster with a single account that supports 35 currencies across 180 countries. Go further than with any other platform and save time with our 100% automated reconciliations and smart currency management.

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Automated reconciliations

No more manual bookkeeping

Sync bills to pay and automate your bookkeeping with real-time reconciliation to accounting systems like Xero and QuickBooks. Need more? Simply add Bulk Payments to turbo-charge your finances.

Smart currency management

Never worry about exchange rates again

You avoid overpaying for hotel rooms and flights by booking them in advance. We make it easy to do the same for your cashflows when you trade internationally. Book guaranteed exchange rates for your foreign orders and invoices when you get them or when they work best for your business.

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Why Choose HedgeFlows?

We've combined global payments, accounting and currency risk management expertise on one unique platform so that you don't have to learn from unnecessary mistakes.

Save time

10X easier bookkeeping

Simplify your international invoices and transactions with an intuitive platform that takes the manual work out of cross-border payments. We automatically reconcile your invoices and payments in real time so you can focus on what really matters - growing your business.

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Save Money

Save up to 10% in FX costs

Avoid surprise FX costs by pre-booking favourable exchange rates in advance. With transparency at every step, you can plan smarter and stretch your resources further.

Single payment account

Easy global reach

Effortlessly send and receive payments in 35 currencies to and from 180 countries. Manage your payments just as easily as you handle local transactions.

Testimonials

Trusted by 100s of businesses like yours

  • We’ve switched to HedgeFlows from Wise, and we haven’t looked back. The integration with Xero works 99% flawlessly, and their team provides excellent support to resolve issues quickly. We’ve saved both time and money!
    Michal
    Owner, Readwiser
  • HF provides a great solution to FX payments around the world and creates time and cost efficiencies throughout the end-to-end payment and reconciliation process. Their support team is extremely responsive and very open to feedback on the product.
    Jason
    Head of Finance, Niarra Travel
  • Brilliant service! Prebooking FX rates has protected us from currency swings, and the intuitive platform ensures our bookkeeping is a breeze.
    Alice
    Owner, JBM Freight
FX prebooking - How it works

Prebook FX rates that work for your business

Akin to booking your summer holiday, HedgeFlows allows you to gain certainty about exchange rates for your future cashflows.

Convert from

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See what rate you could fix now for a later date

When you prebook exchange with HedgeFlows you enter into an FX forward contract that you can use to convert currencies for one or multiple transfers on any date up to your chosen date.

You can flexibly use prebooked exchange on any date up to the booked date.

HedgeFlows offers different pricing tiers based on the creditworthiness of your business and other parameters.

Choose date to book until
Alerts & ORDERS

If current exchange rate doesn't work for your business, you can create an alert or, if you have HedgeFlows accounts, an order to buy or sell currency at your target level. 

 

Create an alert

Case study

 

How ALICE saves hours EACH WEEK AS HER BUSINESS GROWS

 

"Being able to pull the invoices and pay them directly with HedgeFlows is great. It's not a challenge anymore. Feeding invoices back — I didn't know that was even a challenge, and now you guys do it for me!"

Hear more from Alice on how her team saves hours each week as they process 100s of invoices in multiple currencies:

 

Getting started

How It Works

Three steps to transform how you manage international finances:

1

SIGN UP and Connect

Create an account and integrate with your accounting system in minutes.

2

Make or Receive Payments

Easily send and receive payments in 35 currencies using our user-friendly dashboard.

3

Auto-Reconcile

Save hours with auto-reconciliation to your ledger, keeping your records clean and up-to-date.  

Simpler finances

Goodbye, manual currency processes. Hello, smart global finances

Get started with HedgeFlows for free and take the stress out of global payments.

GOT A QUESTION? HERE ARE SOME POPULAR ONES:

How long does it take to open an account?

Registering your business is 100% online and should not take you more than 10-15 minutes. Once we have all the necessary information, we normally process your application in 24-48 hours.

Is it another bank account?

No, HedgeFlows is a payments account that helps businesses transfer or collect funds worldwide in more than 30 currencies.  HedgeFlows is not a bank, but we are directly authorised by the Financial Conduct Authority (FRN: 1008699) as a Payment Institution.  We use new technologies such as Application Programming Interfaces (APIs) and Open Banking to safely streamline your finances so you can keep most of your funds with your bank.

How do you keep my money safe?

We have established clear, robust processes to protect client money:

  • Segregation of Client Funds: Your money is received into separate segregated accounts. It is thus clearly separated from our operational accounts, safeguarding it against risks associated with our own business operations.
  • Safeguarding with Established Banks: Client funds are safeguarded in separate accounts at trusted banking institutions and reconciled daily, providing an additional layer of protection. In the unlikely event that HedgeFlows ceases operations, these safeguarded funds remain fully segregated and untouched, ensuring that they can be returned directly to you by the FCA.
  • Automatic Sweeping of Funds: Unused balances in your HedgeFlows account are automatically returned to your linked bank account, minimising risk and keeping you in control of your money.
  • Role-Based Access and Approval Workflows: Secured with two-Factor Authentication (2FA), controlled access to accounts with clear approval processes ensures that only authorised personnel can initiate and approve transactions, reducing the risk of unauthorised access or misuse of funds.
Which currencies do you offer?

You can find the list of currencies HedgeFlows can exchange here